Don’t forget one of the best savings we can make this month – Daylight Savings! Clocks spring forward one hour at 2am Sunday 12th morning.
Tuesday February 28th this year is also known as Mardi Gras, Pancake Day, Fat Tuesday, or Shrove Tuesday. Where I come from in England we call it pancake day, but the purpose is to spoil yourself with something delicious and sweet before giving something up for lent. No matter your beliefs, go ahead and spoil […]
Healthcare is a mess in the USA. Based upon my personal experience, here are some thoughts on what is wrong with the cost aspect. There are some major issues with the way costs are calculated and health insurance is used and abused. Health is insurance is INSURANCE, not a tool to pay for a simple […]
Here is how I plan my finances every year for the upcoming year. In this case I did this at the end of December 2016 to cover 2017. There are 3 spreadsheets I have created and work on throughout the year. Expenses/budget Monthly Account values Income details Lets look in more detail at the expenses […]
This is a fantastic old fashioned treat from England – “Mince Pies”. Every Christmas time we would make these at home, as well as buy them at the local shops. This year, I used my recipe below, very simple to make with a food processor, made with a buttery pie dough and a filling of […]
If you have read my previous post on the cost of healthcare, or are struggling with what to do with your healthcare insurance premiums for 2017, then you really should read the rest of this article. As somebody who is no longer on an employer’s plan, I need to arrange and pay for my […]
I heard a great discussion today on the Dave Ramsey show about a couple who managed to get out of debt and reach a level of financial security. The most important part of the story was how they described struggling month in month out, and finally realizing the situation they were in. Many of you […]
Having been covered by my employer for my working life, it was a shock to start paying for it myself back in early 2015, but it was part of my retiring early calculation. To start with I opted for COBRA to maintain the same coverage that we had. The cost for that was $1,954 per […]
Description This is a wonderful recipe and can be a main course or a side vegetable. I elevated the basic recipe a couple of notches by adding some extras we had in the fridge. Instead of a simple cheese sauce, I added Parmesan and aged Gouda. As an additional topping, I then added salami and prosciutto.
The previous post was about the cost of keeping a pet over a long period of time. Reading into the issues, I also saw comments on the cost of raising a child. As I have two children near the end of their financial dependence on me (I hope!), I thought I would peer back in […]