You love your pet don’t you? Are you sure about that………………….? If you have a pet dog or cat, I’m assuming that it will cost you $1,000 per year (food, litter, regular vet, emergency vet, boarding etc…..) for the life of this pet and subsequent pets.
Can you save just a little bit more every month? If you have reached financial security, you need to start building up some wealth. I strongly suggest that you have an initial goal of $1,000 in savings and then quickly build it up to $5,000 as a rainy day fund. Here is a very simple way […]
Are you afraid to start saving? Sounds like a crazy question right? However, 63% of Americans don’t even have enough money in their account to pay for a $1,000 repair. If you don’t have any savings, you are likely to be one of the 40% in credit card debt and therefore living paycheck to paycheck. […]
Financial Security This is the first and most important step you will make on the road to financial security. It is also the hardest, because it means breaking the habit(s) of a lifetime and start to manage and take control of your finances. What is financial security. Other than your house mortgage, or monthly rent payment […]
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Is this what happens to you when you look at your financial situation? Do you break into a cold sweat thinking about how to get through the next week, two weeks or month?
Bread is a staple in many diets. If you want bread, you can either buy the pre-packaged bread, full of fillers, additives, preservatives; or buy freshly baked bread for $3.00, $4.00, $5.00. Here is another idea, make your own bread
I recently heard a discussion on the radio about how Toyota use the “5 Why’s” to get to the root cause of issues in their factories. It got me thinking if we can use the 5 why’s for financial issues? In the blog about digging a deeper hole, we could ask: Why are we spending […]
Remember that I want to combine two passions – Money and Food. Let’s start on that right now. One of the more significant expenses that we all have is food. We spend money at the supermarket, a quick Starbucks, snacks, fast food, restaurants. It can be the silent budget killer. The good news is that […]
The math of money flow is very simple: “Money In” – “Money Out” = Savings (Debt) If it’s so simple, why do so many people get themselves into large amounts of debt in the first place?