If you have read my previous post on the cost of healthcare, or are struggling with what to do with your healthcare insurance premiums for 2017, then you really should read the rest of this article. As somebody who is no longer on an employer’s plan, I need to arrange and pay for my […]
I heard a great discussion today on the Dave Ramsey show about a couple who managed to get out of debt and reach a level of financial security. The most important part of the story was how they described struggling month in month out, and finally realizing the situation they were in. Many of you […]
Having been covered by my employer for my working life, it was a shock to start paying for it myself back in early 2015, but it was part of my retiring early calculation. To start with I opted for COBRA to maintain the same coverage that we had. The cost for that was $1,954 per […]
Description This is a wonderful recipe and can be a main course or a side vegetable. I elevated the basic recipe a couple of notches by adding some extras we had in the fridge. Instead of a simple cheese sauce, I added Parmesan and aged Gouda. As an additional topping, I then added salami and prosciutto.
The previous post was about the cost of keeping a pet over a long period of time. Reading into the issues, I also saw comments on the cost of raising a child. As I have two children near the end of their financial dependence on me (I hope!), I thought I would peer back in […]
You love your pet don’t you? Are you sure about that………………….? If you have a pet dog or cat, I’m assuming that it will cost you $1,000 per year (food, litter, regular vet, emergency vet, boarding etc…..) for the life of this pet and subsequent pets.
Can you save just a little bit more every month? If you have reached financial security, you need to start building up some wealth. I strongly suggest that you have an initial goal of $1,000 in savings and then quickly build it up to $5,000 as a rainy day fund. Here is a very simple way […]
Are you afraid to start saving? Sounds like a crazy question right? However, 63% of Americans don’t even have enough money in their account to pay for a $1,000 repair. If you don’t have any savings, you are likely to be one of the 40% in credit card debt and therefore living paycheck to paycheck. […]
Description Here is a great salad for a summers day. Orzo provides a built in carbohydrate, making this a complete meal all by itself.
Financial Security This is the first and most important step you will make on the road to financial security. It is also the hardest, because it means breaking the habit(s) of a lifetime and start to manage and take control of your finances. What is financial security. Other than your house mortgage, or monthly rent payment […]